You’ve come to the perfect site if you’re seeking for bank ozk near me. To get started, simply review to the directions on the map below. The map will show you where bank OZK will be found in your area.
Since its inception in 1903, the Bank of the Ozarks, often known as Bank OZK, has had a strong influence in the South. The bank provides many savings and checking account choices, and also three savings deposits.
Bank OZK accounts are accessible to the majority of individuals, with reasonable minimum opening amounts and web programs for a variety of accounts. Furthermore, practically all accounts with monthly service fees have pretty simple options for waiving such payments.
Having said that, the interest rates on bank deposits at Bank OZK aren’t exactly fantastic. Continue reading to find out more about bank OZK as well as where to find the bank ozk near me.
Overview of the Bank of the Ozarks:
Bank of the Ozarks has over 250 offices throughout eight states in the South. Although this article focuses on personal banking, Bank OZK also provides commercial banking services, as well as trust and asset management.
The bank offers two types of savings accounts, five different checking accounts, and 3 distinct CDs for personal accounts. Keep on reading to learn more about all of these options. If you are searching for the bank ozk near me then you can locate the nearest one by using the map provided in this post.
The Bank of the Ozarks offers the following account benefits:
The majority of Bank OZK’s deposit accounts are accessible via the bank’s mobile app or online. Accounts may also include a Visa debit card or an ATM card, depending on the kind of account.
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Roughly half of the accounts at Bank OZK feature monthly service charges, which are waived if specific account conditions are met. You may also be charged fees if you make too many withdrawals from your Personal Savings account.
Savings in OZK:
If you’re searching for a typical savings account, Bank OZK’s Personal Savings account is a good option. The account has a $50 minimum initial deposit. The monthly service price is waived at the $100 level, making it incredibly simple to keep this account basically free.
You are limited to six which was before withdrawals/transfers per calendar month, like all savings accounts. If you go above that limit, you’ll have to pay a $10 cost.
First OZK Savings:
The First Savings account is identical to the Personal Savings account, except that it is intended kids under the age of 18. This account will be changed to a Personal Savings account after you reach the age of 18.
The rate of interest & transaction limits remain the same, but there is no monthly service charge to be concerned about, and the minimum initial amount is substantially cheaper at $5.
Deposit Certificates:
Bank OZK provides bank account accounts with terms ranging from seven days to five years, which is comparable to other banks of similar size.
Checking Account for Free:
The Free Checking account from Bank OZK is precisely what its name implies. There is no monthly service charge with this account, so as long as you fulfill the $100 minimum initial balance requirement, you will never have to concern about putting your account balance over a specific amount.
With this account, you’ll also get a debit card and limitless check writing, as well as access to online bill pay. If you put up and over 15 online monthly bills, each subsequent payment will cost $0.50.
Bonus Checking Account (OZK):
The Bonus Checking account is Bank OZK’s elite bank account, as well as the $5 monthly service cost, while inevitable, is rather modest for this type of account. When you open, you’ll get up to $10,000 in AD&D covering and up to $2,500 in identity fraud cost coverage.
You’ll also get a selection of discounts and cash back incentives for online debit purchases with local companies, and you’ll be able to work it with a fraudulent expert if anything goes wrong with your account.
Checking Account with Maximum Yield:
It is the only checking account choice at Bank OZK that result in a gain on your account balance automatically. The 0.05% APY is really not much because applied to regular checking account balances. However, it’s better than nothing, and a little interest won’t hurt if you keep more than $1,000 in the account to avoid the service cost.
The $1,000 minimum deposit for a checking account is a large sum for a checking account and may be too costly among some. In extra to the profit, users also get 1 free order of checks.
Final Words
So that’s all we have to say about finding bank ozk near me. Bank OZK provides a wide range of bank accounts and is easily accessible both in-person and online. You might easily avoid regular service fees, excluding the Bonus Checking account.
Bank OZK is a good option if you reside in the bank’s service area and want a face-to-face encounter. If you want to optimize your savings potential and obtain the greatest rate available, Bank OZK is probably not for you.
We have mentioned the best method to locate the bank ozk nearby you and everything to know about bank ozk in this post. So, If you’re looking for a bank ozk near me, use the map given above to find one.
FAQs
What Services Does Bank of the Ozarks Provide Online?
All Bank OZK accounts may be viewed online, and some can be opened online as well. Furthermore, the Bank OZK mobile app allows you to manage all of your checking accounts on your Smartphone. As of the writing of this article, the app on iTunes had a 3.1 rating and 47 reviews.
What can I do to reclaim my funds?
Funds can be accessed online or via a mobile app. You may also use the bank’s regional ATM network to make deposits or withdrawals. Some bank accounts may repay you up to a set amount every statement cycle if you use an out-of-network ATM.
What Is the Procedure for Opening a Bank of the Ozarks Account?
You may request for a few accounts via the Bank OZK website, such as a complimentary checking account or even a CD, or you can construct accounts in person at a branch. To apply, you’ll need enough money to meet the account’s minimal early payment requirement, as well as identity, including a driver’s license or ID card. You will very certainly be required to supply your Social Security number as well as your residence address.
