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Since 1912, Origin Bank, initially called as Community Trust Bank, has been dedicated to serving the community. Through a strong focus on customer service, they’ve helped individuals, small businesses, and huge corporations develop and succeed throughout Louisiana and Mississippi.
Having said that, the interest rates on bank deposits at Origin Bank aren’t exactly fantastic. Continue reading to find out more about origin bank as well as where to find the origin bank near me.
Overview:
Origin Bank, which was founded in 1912, has $4 billion in assets and $4 billion in deposits, making it a major bank. Origin Bank based in Louisiana, boasts above-average customer service, with all-day support accessible, which is ideal for receiving assistance during the week.
Origin Bank has a 3.9 out of 5 star rating from Smart Asset experts, suggesting that it is an excellent bank worth considering. If you are searching for the origin bank near me then you can locate the nearest one by using the map provided in this post.
Services:
Savings, cashier’s checks, certificates of deposit, Mortgages, IRAs, brokerage accounts, loan services, and bank cards are just a few of the products offered by Origin Bank.
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In comparison to the typical savings account, it boasts a reasonable savings rate. The bank’s regular checking account has a $5.00 monthly fee, making it a fairly pricey checking account.
Opening a checking account with no monthly fee and a savings account with a high-interest rate at the same institution is the best option for getting the most money back on your deposits while maintaining rapid access to your assets.
Rates :
Origin Bank rates are low in compared to the typical U.S. bank, with a savings rate of 0.10 percent. The annual percentage rates on Origin Bank’s one or five-year term CDs are 0.40 percent and 1.51 percent, correspondingly, whereas its greatest account offers 0.20 % APY.
You should consider opening a savings account somewhere else if its savings rate isn’t competitive.
Comparison of Origin Bank’s Savings Rates:
In compared to the ordinary American bank, Origin Bank charges significant fees to its clients. Origin Bank’s checking account, which costs $5.00 per month, isn’t ideal for those looking for a simple checking account. Out-of-network ATM fees are not refundable by Origin Bank, so you’ll have to find an Origin Bank ATM or pay the price.
Quality of Service:
Origin Bank is a traditional bank with 45 branches in Louisiana and Texas. It allows representatives to be reached at any time during the day. Users give Origin Bank’s online and mobile banking solutions high marks.
In comparison to the national average of 3.8, the Origin Bank mobile app has received a 4.8 out of 5 rating. The Origin Bank mobile app allows you to keep track of your accounts by reviewing current statements, transferring money, and contacting customer service.
Origin Bank has a high customer satisfaction rating thanks to a small number of complaints filed with the Consumer Financial Protection Bureau, a government body that protects financial customers.
Financial Well-being:
Origin Bank is a major bank with assets of $4 billion and deposits of $4 billion. It has a Texas Ratio of 5.13 percent, which indicates a low risk of failure. Furthermore, Origin Bank is FDIC-insured, which means that your funds are protected up to $250,000 in the case of a bank collapse.
Analysis of the Texas Ratio
The Texas Ratio, which compares “bad assets” to available capital, might signal a bank’s impending bankruptcy. A low ratio indicates a lower probability of failure, whereas a larger ratio indicates a higher risk.
Products on offer:
Savings accounts, checking accounts, money market accounts, and CDs are just a few of the deposit products offered by Origin Bank, giving you a variety of ways to manage your money.
Origin Bank does not have the best savings rate, therefore you should consider looking for a bank that will give you a better return on your money.
CDs might be a great way to earn greater returns, but there are certain restrictions on how you can access your money. In contrast to the national average, Origin Bank’s CD rates are competitive.
Final Words
So that’s all we have to say about finding origin bank near me. Origin Bank is a full-service financial institution. Fixed deposits, direct debits, corporate and family mortgages, loans, treasury services, lines of credit, internet banking, and e-statements are among the bank services & services provided by the firm.
We have mentioned the best method to locate the origin bank nearby you and everything to know about origin bank in this post. So, If you’re looking for a origin bank near me, use the map given above to find one.
FAQs
Is Origin Bank a legitimate commercial bank?
Since 1912, Origin Bank, previously Community Trust Bank, has been dedicated to supporting our community. Through a strong focus on customer service, they’ve helped individuals, small businesses, and huge corporations develop and succeed throughout Louisiana, Texas, and Mississippi.
Is using a debit card on Origin safe?
The debit card from Origin Bank is linked to your checking account. Debit cards are frequently regarded as being more secure and handy than cash or personal checks. You may make purchases fast and conveniently by just swiping your debit card and entering your unique PIN.
Is Origin Bank insured by the Federal Deposit Insurance Corporation (FDIC)?
To satisfy your business needs, Origin Bank provides a variety of FDIC-insured interest and non-interest bearing accounts. Open a small business checking account and begin managing your funds with ease.
Is it feasible to receive an Origin Bank credit card?
The Origin Bank Platinum Visa credit card is a great way to add some variety to your wallet. You’ll benefit from competitive rates, reward points for travel and goods, fraud monitoring and 0% fraud liability, and 24/7 customer assistance as a cardholder. Travel accident and auto rental insurance are also included with the card.
